Whether we are representing you in the purchase or refinancing of real estate, or acting as the closing agent for your Lender, here is valuable information to assist you in a smooth transaction.

• My Lender has advised me you are handling my closing. What do I need to do?

Make sure you contact us to discuss your closing and the information we will need from you. Also, please read the section entitled "The Closing Process" for a full explanation of the process.

• I'm buying a home without an attorney. Will you protect my interests at the closing?

If we have advised you that we have been retained by your mortgage lender to conduct the closing of your real estate transaction and mortgage, then we do not represent you nor your interests. However, you may retain our services to represent your interests at the closing. Please read the section "Representing the Interests of the Home Buyer" for more details about this service.

• I don't understand the closing process. How does it work, and what do you do?

We will handle all of the major tasks in closing your purchase and mortgage or refinancing transaction. See the section "The Closing Process" for more information.

• I'm selling my property. Do I need a broker?

Unless you are familiar with the process of selling real estate and have the time and energy to advertise and show your property to a number of prospective buyers, we recommend that you engage the services of a good real estate broker in your city or town. If you feel confident that you can handle these tasks yourself, our office can work with you to prepare the legal documents and provide the legal advice necessary in such a transaction.

16A Woodbridge Road
P.O. Box 545
York, Maine 03909
Phone: 207-363-5208
Fax: 207-363-5322

For more information, email us.

© Erwin, Ott, Clark, Orso & Campbell 2003